Calculator
Mortgage Affordability Calculator
Enter your income, debts, and deposit to see the property price and monthly payment you can support under UAE lending limits.
Indicative only: assumes a 4.5% rate over 25 years, a 50% debt-service ceiling and an 80% expat loan-to-value cap.
AED 2M
Max property price
AED 17,000
Max monthly payment
AED 3.06M
Max loan
AED 80,000
Indicative upfront costs
Your down payment vs the indicative 20% minimum
Your deposit is the binding limit — the 20% minimum caps the price below what your income could service.
Know exactly what you can buy
- · Properties in your budget across Abu Dhabi districts
- · Matched mortgage products and current rates
- · The full fee breakdown, transfer and agency costs included
3-day full access · no card required
Your inputs produce real arithmetic, but every ceiling here is indicative only, computed at an assumed 4.5% rate over a 25-year term. UAE loan-to-value and debt-service caps and individual bank criteria vary, so this is not a mortgage offer or financial advice.
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